Friday, September 26, 2008

Equipment Financing Still Strong For Financial Corporation

Landmark Financial Corporation Boasts Equipment Financing Still Strong

Although traditional banks are shying away from industrial equipment financing, Landmark Financial Corporation is still able to provide equipment financing for new small and large companies. Because Landmark is not a bank, they are not limited by traditional lending practices.

Greenwood Village, CO, September 26, 2008 -- While the media is full of doom and gloom reports about the current economy, Landmark Financial Corporation announces that construction equipment leasing and financing remains stronger then would be expected given current economic news.

"Those expecting to see evidence of an overall slowdown in commercial equipment finance activity - or a significant decline in portfolio performance - as a result of the mortgage crisis, rising energy and food prices or a general economic slowdown may be surprised by a report by the Equipment Leasing and Finance Association. Economic activity for the $650 billion equipment finance sector, showed overall new business volume for May increased 6.5% when compared to the same period in 2007, proof that our industry is strong," said William Verhelle (ELFA Press Release 06/25/08)

Banks are becoming less willing to offer financing for small and newly established businesses. There are many government lending programs small businesses can turn to when looking for a loan if a traditional bank is unwilling to write the loan. However, these programs aren't always a good fit for small and new businesses that need the cash, because of the restrictions in place by the government. The criteria for such programs are also becoming more stringent in many cases requiring direct liens on the business owners' personal assets.

"We have many new or used equipment finance options for businesses of all sizes. Because we're a direct lender, we have the ability to be more flexible and creative when it comes to business equipment financing. We're in the unique position of having available capital that allows us to manage our portfolio with an eye towards identifying solid opportunities in an economic environment that has finance companies pulling back," said Peter Sutherland, President of Landmark Financial Corporation.

In addition to financing business owners, Landmark also has an appetite for supporting other lenders in purchasing portfolio and is also available to banks wishing to provide their own customers with financing options. This way if a bank is unable to offer a loan to a long-term customer, it can refer the customer to Landmark instead of sending them to a competitor.

"Loans that banks would have approved a year ago don't make the grade today. The credit window is not likely to open up further anytime soon. The Federal Reserve recently reported that the share of banks tightening loan availability to small businesses surged to a record high of 65.3% in the third quarter, up from 7.7% a year ago, according to its monthly survey of senior loan officers. We're striving to make our equipment financing programs available to credit worthy businesses while maintaining the flexibility and creativity often missing from other large institutional lenders in these difficult economic times," said Sutherland.

Landmark Financial Corporation offers all types of construction equipment financing and leasing. Financial help is available for restaurants, construction companies, transportation companies and many others. Because Landmark focuses solely on equipment financing, they are capable of financing almost any type of business equipment.

About Landmark Financial Corporation: Landmark Financial Corporation offers a full service approach to equipment financing. As a direct underwriter, Landmark Financial eliminates the middleman, to save clients money and provide a more seamless experience. The company offers financing for a wide variety of equipment from e-commerce systems to furniture, machine tools to fixtures. Landmark is still there to be your capital finance partner.

Contact Information

Landmark Financial Corporation
Tom Brems

Saturday, September 20, 2008

Charity Helps Millions Left Starving by Health Insurance

Local Charity Helps "Feed" the Millions Left "Starving" by Health Insurance

Manna Scholarship Fund was formed in 2007 as a 501(c)3 organization focused on filling the funding gap for individuals needing inpatient eating disorder treatment. Because insurance policies will rarely cover the cost of successful inpatient treatment, MSF is attempting to "fill the funding gap" for those in need of treatment. Manna Scholarship Fund is hosting a fundraising dinner "Manna in Motion" to promote the scholarship fund and to raise awareness of this great need to the public.

Atlanta, GA, September 11, 2008 -- Who: Manna Scholarship Fund was formed in 2007 as a 501(c)3 organization focused on filling the funding gap for individuals needing inpatient eating disorder treatment.

Why: Because the Health Insurance industry does not understand the significance of adequate eating disorders treatment, insurance policies will rarely cover the cost of successful inpatient treatment. This cost can be between $800-$2000 a day, with appropriate treatment ranging from 60-90 days, and often longer. This puts families of these sufferers in grave danger. Statistically, this illness is extremely significant because "anorexia has the highest premature fatality rate of any mental illness" (Sullivan, 1995). Without assistance, those in need of this type of inpatient treatment will have no other option but to pay the full price of treatment.

Being awarded a Scholarship from the Manna Fund provides the scholarship winner with:

· An active role in the choosing the treatment facility
· The opportunity to receive adequate, life-saving care
· Options to extended treatment that previously weren't available through the health insurance and/or to patients that have no inpatient benefits
· A greater chance of recovery due to access to the In-Patient services
· The opportunity to gain wholeness and in turn give back to others in need.

How: In order to provide adequate eating disorder treatment for those in need, Manna Scholarship Fund seeks to raise funds through many avenues, including in-kind donations, outreach programming that focuses on family investment (jewelry-making parties, bowling tournaments), corporate sponsorships, and grants. Manna Scholarship Fund has raised nearly $100,000 for scholarships in the past year and a half, supplying three individuals with the necessary inpatient treatment and reaching a hundred families through outreach. As the word has gotten out about the existence of this fund, scholarship application submission has sky-rocketed.

What/When: In order to contribute to this need, Manna Scholarship Fund is hosting a fundraising dinner "Manna in Motion" to promote the scholarship fund and to raise awareness of this great need to the public. This event will be held on Thursday, September 25th at the 1420 Room at 1420 Dunwoody Village Parkway, Dunwoody, Georgia.

At this event, guest speaker, Barbara Gaby of the Gaby Foundation, will discuss her journey through her own eating disorder as well as what it was like to be a part of a prominent family while enduring an eating disorder. Guests will also hear from Genie Burnett, the Executive Director of the MSF, in regards to the mission and vision of the MSF, as well as outreach and ongoing fundraising efforts. Guests will also be entertained by surprise performances as well as a jazz quartet. In efforts to raise funds for MSF, Manna in Motion will also hold a silent auction.

For more information about the Manna Scholarship Fund and the upcoming fundraising event, please go to, or contact Jesse Stanford at or @ (404)-665-7725 The Manna Scholarship Fund, Inc. 2250 Satellite Blvd, Suite 100, Duluth, GA 30097.


· Up to 10 million people each year suffer from eating disorders while their health insurance leaves them paying the bills.
· Without treatment up to 20% of people with serious eating disorders die. With treatment that number falls to less than 3%.
· A local charity Manna Scholarship Fund bridges the gaps in patient's ability to pay for necessary treatment.
· Founded by Dr. Genie Burnett and Leslie Cox RD, LD in 2007, the Manna Scholarship Fund focuses on education, awareness, and action in offsetting the exorbitant cost of treatment.
· Recognizing the hidden "holes" in the typical health insurance coverage, Dr. Burnett and Mrs. Cox chose to go about fixing the problem the only way they knew how and not with the indifference that the Health Insurance Industry displays.
· The huge number of potential recipients that could benefit from a scholarship is simply so big that the Scholarship Fund needs your donations.

Contact Information

Manna Scholarship Fund, Inc
Dr. Genie Burnett, Executive Director

Friday, September 12, 2008

Innovative Senior Services Company Launched

New Innovative Company Launch - Opt2Care, Senior Services

Opt2Care, Senior Services launches a new and innovated senior home care company in New Jersey.

East Orange, NJ, September 12, 2008 -- Opt2Care Senior Services is not another home care company. The difference is in the founder's commitment, services provided, and the quality of staff that provide senior care services.

Collectively, the founders, Melissa Louie and Gerry Sayco, have over 20 years of relevant health care industry experience.  Melissa Louie, LMSW, MPA, has worked in the healthcare field since 1992. Her passion to make a difference in the field of aging stems from her close relationship with her grandmother. While caring for her grandmother, she recognized the need for competent and compassionate clinicians in the field of aging. For the past 13 years, she has worked diligently to improving the quality of life for older adults and their families.  For example, Melissa was employed as Program Director at Chelsea Adult Day Health Center; Eldercare Coordinator for Catholic Charities; and as a Medical Social Worker at Dry Harbor Nursing Home.

Gerry Sayco is an accomplished results-oriented business professional with over 12 years of operational excellence within the Pharmaceutical Industry. Gerry's close relationships with senior family members and friends of family helped him identify what was lacking in existing home care options and prompted him to pursue a home care service with "real" alternatives for today's world. Gerry expressed his strong dedication to this service by stating, "my goal is not only to apply the experiences and guidance I have received from mentors' within my career and family, but also to make a revolutionary difference in the Senior Home Care market."

Opt2Care (acronym for "Opt To Care") helps older adults achieve optimum health and well-being by blending traditional home care services and complementary therapies. Factors that contribute to the healing of the body, mind, and spirit are addressed.  Complementary therapies include art, music, massage, Reiki, and Care Management.

Opt2Care encourages a collaborative team approach and employs only experienced practitioners and care providers that are dedicated to providing quality service that will help seniors remain independent in the community.

Opt2Care, Senior Services
PO Box 594, Eatontown, NJ 07724

Contact Information
Gerry Sayco